Ultimate Riches

**What's the deal** This $30 ticket is pretty middle-of-the-road. It’s not a standout, but it’s not terrible either. The big million-dollar prize is still out there, paid over 20 years or a $680,000 cash option. The prize structure, from the big ones down to the smaller wins, is all sitting right in the middle – pretty balanced all around. **Who should play this** If you're someone who likes a decent shot at all prize levels, from the top down to the smaller ones, this could be for you. It's not just for big prize hunters, nor is it only for small wins. It's a balanced bet. **Watch out for** That $1,000,000 top prize isn't a lump sum. You'll either get payments over two decades or a one-time cash option of $680,000. **The bottom line** "Ultimate Riches" offers a balanced experience for its price, with a decent shot at all prize levels, though the biggest win isn't a straight-up million-dollar payout.