Max-A-Million

Two of those big annuity prizes are still out there, offering $50,000 a year for 20 years, or a cash option of $838,278. That's a serious chunk of change, making it super attractive. **Who should play this** If you're dreaming of a truly life-altering win, this is definitely for you. It's not really for folks hoping for lots of little wins, as the smaller and mid-tier prizes aren't its strong suit. **Watch out for** While the big prize is exciting, the rest of the prize structure is a bit on the lean side. Don't expect to be hitting a ton of smaller wins to break even. **The bottom line** Max-A-Million is all about that shot at a huge, life-changing annuity prize, but be ready for fewer wins on the smaller end.