Annuity or cash option
Jackpot cash option is $18,000,000; second-level cash option is $2,200,000 (subject to liability limits). Lower tiers are fixed cash prizes.
RaspaPro / New Jersey / How to Play
How to Play Millionaire for Life
$5Daily5 × [1–58] + 1 × [1–5]
Overview
Millionaire for Life is New Jersey’s daily $5 multi-state game: pick five numbers from 1–58 plus one Millionaire Ball from 1–5. Top prize is $1,000,000 a year for life; second prize is $100,000 a year for life. Both include a 20-year guarantee and published cash options. Draws are nightly at about 11:15 p.m. ET.
How to play — step by step
1. Select 5 numbers
Choose 5 numbers from 1 to 58, or mark Quick Pick and let the terminal choose.
2. Select 1 bonus number
Choose 1 bonus number from 1 to 5. This ball is drawn separately from the main numbers.
3. Pick the Millionaire Ball
Choose one number from 1–5. It is drawn from its own pool and may match one of your main numbers.
4. Multi-draw (optional)
Play the same numbers for up to 21 consecutive drawings.
5. Choose how many drawings
Pay $5 per play (add-ons cost extra). Tell the retailer how many consecutive drawings you want, or mark Advance Play on the slip.
Draw schedule
| Millionaire for Life | Draw Days | Draw Times |
|---|---|---|
| Millionaire for Life | Daily | 11:15 p.m. ET |
Prize table & odds
$5 per play. Pick 5 from 1–58 plus a Millionaire Ball from 1–5. Top two prizes are annuity for life with a 20-year guarantee, or cash options of $18,000,000 / $2,200,000.
Overall odds of winning a prize: 1 in 8.
| Match | Prize | Odds |
|---|---|---|
| 5 + Millionaire Ball | $1,000,000 a year for life | 1 in 22,910,580 |
| 5 of 5 | $100,000 a year for life | 1 in 5,727,645 |
| 4 + Millionaire Ball | $7,500 | 1 in 86,455 |
| 4 of 5 | $500 | 1 in 21,614 |
| 3 + Millionaire Ball | $250 | 1 in 1,663 |
| 3 of 5 | $50 | 1 in 416 |
| 2 + Millionaire Ball | $25 | 1 in 98 |
| 2 of 5 | $8 | 1 in 24 |
| 1 + Millionaire Ball | $8 | 1 in 16 |
Source: https://www.njlottery.com/en-us/drawgames/millionaireforlife.html
Special features
Where to buy
Buy tickets at authorized New Jersey Lottery retailers. Review official rules and claim instructions at https://www.njlottery.com. New Jersey withholds state tax at 5% on lottery prizes over $10,000 up to $500,000, or 8% above $500,000. Prizes of $10,000 or less are exempt from New Jersey income tax. Draw times on this page are Eastern Time.
Responsible play tips
- Top-prize odds are 1 in 22,910,580. Overall odds are about 1 in 8.
- Confirm claim and cash-option rules on njlottery.com before you play.
- A $5 daily habit is $150 a month — set a budget first.
Frequently asked questions
Choose five numbers from 1–58 and one Millionaire Ball from 1–5, or Quick Pick, for $5 at a New Jersey Lottery retailer.
Explore more
Play responsibly
RaspaPro is decision support based on public data. Outcomes are random and never guaranteed. Always set a budget and play within your limits. Read our responsible play guide.