Lifetime top prizes
The top two prizes are paid for life: $1,000,000 a year for the top prize (1 in 22,910,580) and $100,000 a year for second (1 in 5,727,645). The New York Lottery publishes the cash-option rules with the claim forms.
Millionaire For Life is a daily New York draw game: pick five numbers from 1–58 plus one Millionaire Ball from 1–5. A play costs $5 and draws happen every night at 11:15 p.m. ET. Matching all six wins $1,000,000 a year for life; matching the five main numbers wins $100,000 a year for life. Overall odds of winning any prize are 1 in 8.47, and every prize below second is a set cash amount.
1. Select 5 numbers
Choose 5 numbers from 1 to 58, or mark Quick Pick and let the terminal choose.
2. Select 1 bonus number
Choose 1 bonus number from 1 to 5. This ball is drawn separately from the main numbers.
3. Pick the Millionaire Ball
Choose one number from 1–5 in the separate Millionaire Ball field. It is drawn from its own pool, so it can repeat one of your main numbers.
4. Add Multi-Draw (optional)
Mark Multi-Draw to play the same numbers for up to 28 consecutive drawings on one ticket.
5. Choose how many drawings
Pay $5 per play (add-ons cost extra). Tell the retailer how many consecutive drawings you want, or mark Advance Play on the slip.
| Millionaire For Life | Draw Days | Draw Times |
|---|---|---|
| Millionaire For Life | Daily | 11:15 p.m. ET |
$5 per play. Pick 5 from 1–58 plus a Millionaire Ball from 1–5. The top two prizes are paid for life; every level below is a set cash prize.
Overall odds of winning a prize: 1 in 8.47.
| Match | Prize | Odds |
|---|---|---|
| 5 + Millionaire Ball | $1,000,000 a year for life | 1 in 22,910,580 |
| 5 of 5 | $100,000 a year for life | 1 in 5,727,645 |
| 4 + Millionaire Ball | $7,500 | 1 in 86,455 |
| 4 of 5 | $500 | 1 in 21,614 |
| 3 + Millionaire Ball | $250 | 1 in 1,663 |
| 3 of 5 | $50 | 1 in 416 |
| 2 + Millionaire Ball | $25 | 1 in 97.80 |
| 2 of 5 | $8 | 1 in 24.45 |
| 1 + Millionaire Ball | $8 | 1 in 15.65 |
Source: https://nylottery.ny.gov/draw-game/?game=million4life
The top two prizes are paid for life: $1,000,000 a year for the top prize (1 in 22,910,580) and $100,000 a year for second (1 in 5,727,645). The New York Lottery publishes the cash-option rules with the claim forms.
Even one main number plus the Millionaire Ball pays $8, at odds of about 1 in 15.65, which is what keeps the overall odds at 1 in 8.47.
Buy tickets at authorized New York Lottery retailers. Review official rules and claim instructions at https://nylottery.ny.gov. New York withholds lottery prizes over $5,000 at the highest 2026 state income-tax rate of 10.90%. NYC or Yonkers tax may also apply. Draw times on this page are Eastern Time.
Choose five numbers from 1–58 and one Millionaire Ball from 1–5, or ask for a Quick Pick. A play costs $5 at any New York Lottery retailer.
RaspaPro is decision support based on public data. Outcomes are random and never guaranteed. Always set a budget and play within your limits. Read our responsible play guide.