Annuity or cash option
Top prizes are paid as lifetime annuities with a 20-year minimum, or as a one-time cash option published by the Ohio Lottery. Lower tiers are set cash prizes.
Millionaire for Life is Ohio’s daily $5 multi-state game: pick five numbers from 1–58 plus one Bonus Ball from 1–5. Matching all six wins $1,000,000 a year for life; matching the five main numbers wins $100,000 a year for life. Both top prizes include a 20-year guarantee and published cash options ($18,000,000 / $2,200,000). Draws nightly at about 11:15 p.m. ET.
1. Select 5 numbers
Choose 5 numbers from 1 to 58, or mark Quick Pick and let the terminal choose.
2. Select 1 bonus number
Choose 1 bonus number from 1 to 5. This ball is drawn separately from the main numbers.
3. Pick the Bonus Ball
Choose one number from 1–5. It is drawn from its own pool and may match one of your main numbers.
4. Multi-draw (optional)
Play the same numbers for multiple consecutive drawings on one ticket where the retailer supports advance play.
5. Choose how many drawings
Pay $5 per play (add-ons cost extra). Tell the retailer how many consecutive drawings you want, or mark Advance Play on the slip.
| Millionaire for Life | Draw Days | Draw Times |
|---|---|---|
| Millionaire for Life | Daily | 11:15 p.m. ET |
$5 per play. Pick 5 from 1–58 plus a Bonus Ball from 1–5. Top two prizes are annuity for life with a 20-year guarantee, or cash options of $18,000,000 / $2,200,000.
Overall odds of winning a prize: 1 in 8.
| Match | Prize | Odds |
|---|---|---|
| 5 + Bonus Ball | $1,000,000 a year for life | 1 in 22,910,580 |
| 5 of 5 | $100,000 a year for life | 1 in 5,727,645 |
| 4 + Bonus Ball | $7,500 | 1 in 86,455 |
| 4 of 5 | $500 | 1 in 21,614 |
| 3 + Bonus Ball | $250 | 1 in 1,663 |
| 3 of 5 | $50 | 1 in 416 |
| 2 + Bonus Ball | $25 | 1 in 98 |
| 2 of 5 | $8 | 1 in 24 |
| 1 + Bonus Ball | $8 | 1 in 16 |
Source: https://www.ohiolottery.com/games/draw-games/millionaire-for-life
Top prizes are paid as lifetime annuities with a 20-year minimum, or as a one-time cash option published by the Ohio Lottery. Lower tiers are set cash prizes.
Buy tickets at authorized Ohio Lottery retailers. Review official rules and claim instructions at https://www.ohiolottery.com. Ohio withholds 2.75% state income tax from reportable lottery prize payments (2026+). Final Ohio tax depends on income brackets; local municipal tax may also apply. Draw times on this page are Eastern Time.
Choose five numbers from 1–58 and one Bonus Ball from 1–5, or Quick Pick, for $5 at an Ohio Lottery retailer.
RaspaPro is decision support based on public data. Outcomes are random and never guaranteed. Always set a budget and play within your limits. Read our responsible play guide.